Special event insurance is liability protection for organizations, individuals, groups, bands, friends, clubs, religious entities, and companies that host activities that are not included in their General Liability Policy, and are required at or by the facility, auditorium, park, city or state authorities. These programs provide liability coverage, liquor, and legal defense for claims of negligence brought on to the party holding the event.
Why do we need this?
In today’s litigious society, event organizers face potential liability suits from spectators, contractors, and customers.
Who needs it?
Any group, organization, individual, band, friend, club, and company organizing an event for one day or longer, which may pose a liability risk, should consider this program.